Commercial loan calculator
We have helped thousands of local businesses just like you to fund their company growth with a range of business loans starting at just $5K. Our commercial loan calculator can help you determine what sort of sum you would like to borrow and give you an idea of your easy and cashflow friendly repayments.
There is no paperwork and your application is placed and processed online over our secured process taking just a few minutes which saves you time and unnecessary hassle. When you apply you could have an answer in just a few hours, getting the ball rolling earlier on your loan process so you can start reaping the rewards faster.
Prospa’s 4.9/5 TrustScore is achieved through providing high level service and flexible loan rates for our clients. You won’t be penalised on early payouts on your business loans and we ensure cash flow friendly repayment options so you can concentrate on sustainable business growth and using your business loan effectively.
Our small business loans can be used for business renovations, marketing campaigns, stock and inventory purchasing, new equipment and infrastructure, general working capital and more. For whatever your business needs to succeed, think Prospa.
Contact one of our friendly staff today or start your application immediately. You could have the funds you need cleared in just a couple of business days.
Calculate your repayments
Use Prospa’s business loan calculator to quickly calculate your loan repayments
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Calculations are based on information you provide and may assist you in making your own projections; however, they are not forecasts and do not represent all Prospa products. The information in this calculator is for illustrative purposes only and is not a prediction or financial advice. The calculator does not constitute an offer to lend or imply that any particular Prospa product is suitable for you. This calculator uses a fixed annual percentage rate (APR) of 31% as the interest rate and an origination fee of 4% to calculate repayments, which include principal, interest, and fees for the loan amount and loan term you input. For the Line of Credit calculator, a weekly service fee of 0.046% of the facility limit is included in the repayment calculation. Subject to law, Prospa will not be liable for any loss or damage caused by your use of the calculator. Terms and conditions and standard credit criteria apply to Prospa products.
Awards, thanks to your support
It's nice to know we're doing something right
| Year | Award | Category |
|---|---|---|
| 2023 | FINNIES Fintech Australia Awards | Winner, Excellence in Business Lending |
| 2023 | LinkedIn Talent Awards | Winner, Best Employer Brand |
| 2021 | FinanceAsia Achievement Awards | Winner, Most Innovative Deal |
| 2022 | New Zealand Mortgage Awards | Excellence Awardee, Best Non-Bank BDM |
| 2022 | New Zealand Mortgage Awards | Excellence Awardee, NZ Non-Bank of the Year |
