Need funds for business growth or cash flow support?
- Funding options up to $500K
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150K
Funds to grow and run your franchise business
Prospa is New Zealand’s small business lending specialist. We are dedicated to helping established small businesses and franchisees with hassle-free access to funding up to $500K to support growth initiatives and cash flow fluctuations.
With Prospa, application takes just 10 minutes. You’ll know where you stand right away as we provide a fast decision and funding is possible in just 24 hours to approved applicants.
Small Business
Loan
Quick access to $5K – $150K to cover unexpected expenses or a one-off purchase.
- Fixed term up to 3 years with fixed rates
- Fast decision & funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150K
- Minimum $6K monthly turnover and 12 months trading to apply
Business Loan
Plus
Larger loans above $150K and up to $500K to invest in your next business growth opportunity.
- Fixed term up to 5 years with fixed rates
- No credit checks to see if you are eligible
- Security may be required when accessing over $150K in Prospa funding
- Minimum $1M annual turnover and 3 years trading to apply
Line of Credit
Ongoing access to up to $500K to keep your business moving.
- Renewable 24 month term
- Fast decision and funding possible in 24 hours
- Only pay interest on what you use
- Access funds 24/7 with the Mobile App
- Minimum $6K monthly turnover and 12 months trading to apply
A faster, easier approach to business lending
01
Apply online
Apply online
Minimal paperwork to secure up to $250K in funding. Above $250K, we may require some additional information such as company financials, aged payables & receivables summaries
Minimal paperwork to secure up to $250K in funding. Above $250K, we may require some additional information such as company financials, aged payables & receivables summaries
02
Get a fast decision
Get a fast decision
We’ll call you to explain the process and answer any questions
We’ll call you to explain the process and answer any questions
03
Access your funds
Access your funds
Receive your funds within less than an hour from signing your loan documents
Receive your funds within less than an hour from signing your loan documents
Customers making it happen with a Prospa loan
Read customer stories
