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Business Line of Credit

A safety net of funds between $2K-$150K and your clients only pay interest on what they use.


Minimum eligibility criteria:

  • For most industries, 6+ months trading history
  • Minimum monthly turnover of $6K
  • Business owner must be 18+ years and a New Zealand citizen or permanent resident

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Small Business Loan

A lump sum between $5K-150K for extra stock or casual staff with funding possible in as little as 24 hours.


Minimum eligibility criteria:

  • For most industries, 6+ months trading history
  • Minimum monthly turnover of $6K
  • Business owner must be 18+ years and a New Zealand citizen or permanent resident

Submit a scenario Explore product details

Marketing material to help you win business

Access free tools and resources to help you engage with referral partners, existing clients and prospects. Enjoy a full range of customisable brochures, emails, social media assets, blog articles and more.

8 Emails

Engage your referral network and existing SME clients with emails designed to address various pain points and start the conversation
Download templates

25+ Social media assets

Connect with your small business clients and referral partners using the range of social media assets for Facebook, LinkedIn and Instagram.

Download now

Full marketing suite

Discover a full range of marketing material to download, customise and use to help you win business. Best of all, it’s free!
Check it out

Fast & flexible

Offer your clients a range of flexible funding with fast approvals.

Convenient

Submit a scenario online and work with us direct or refer your clients to us for personalised service – either way we will keep you up to date at every stage.

Support

Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client’s business.

Submit a scenario

Find out if Prospa could be the right solution for your client’s need. Fill in the details below and we’ll get straight back to you.
Referrer details
Name is required
Email address is required
Scenario details
To be eligible, your client must:
Own a New Zealand business (with a valid NZBN/IRD)
Be over 18 years old
Be a New Zealand Citizen or
Permanent Resident
Loan amount must be between $5,000 and $150,000
Client's time in business is required

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Need more info?

Contact one of our BDMs directly or reach out to our support centre.
Email a specialist
0800 005 834

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Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2023 FINNIES Fintech Australia Awards Winner, Excellence in Business Lending
2023 LinkedIn Talent Awards Winner, Best Employer Brand
2021 FinanceAsia Achievement Awards Winner, Most Innovative Deal
2022 New Zealand Mortgage Awards Excellence Awardee, Best Non-Bank BDM
2022 New Zealand Mortgage Awards Excellence Awardee, NZ Non-Bank of the Year

See more awards